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International Student & Scholar Services

Health Care & Insurance

understanding the health care system and insurance

Health Insurance

Rollins College has a mandatory health insurance policy for all international students and U.S. citizens who permanently reside outside the U.S.  Students registered for the fall 2021 term will be automatically enrolled in the annual policy.  Student accounts will be charged directly for the policy premium for the period beginning August 15, 2021 – August 14, 2022.  If you are a new student planning to enter the U.S. before August 15, 2021, you should buy short-term health insurance to cover you until your Rollins policy begins. If a student has an alternate insurance policy that is comparable to the Rollins plan, an Alternate Insurance Compliance Form (AICF) may be submitted for consideration prior to August 15, 2021 for Fall 2020 and December 15, 2021 for Spring 2022.  The form is available here by selecting your insurance program then program tools.

Information on the program can be found at Please note, treatment of dental or eye care is not covered. If you wear contact lenses or glasses, it is a good idea to bring an extra pair with you and bring a copy of your prescription. We recommend that you take care of needed dental work before you come to the U.S.

You should also plan to purchase health insurance for family members accompanying you to the U.S. The company that insures Rollins international students can also provide coverage for a spouse and/or children.
All J-1 scholars and J-2 dependents are required to prove that they have the minimum health insurance as described in the federal immigration regulations (see below). The Rollins College student health insurance policy meets these requirements, which include: 

  1. Medical benefits of at least $100,000 per accident or illness
  2. At least $50,000 in benefits for medical evacuation (cost of expenses if someone must be sent home because of serious illness or injury)
  3. At least $25,000 in benefits for repatriation of mortal remains
  4. A deductible of $500 per accident or illness

A J-1 scholar may purchase this plan for his or her J-2 dependents, or may choose to purchase coverage for family members from another company. Some J-1 program sponsors will provide health insurance for both the J-1 and the J-2 dependents. Failure to carry health insurance for yourself and your family are grounds for termination from the J-1 program.

For more information about resources, policy and much more please go to Insurance For Students' website.

Health Care System in the U.S.

Rollins Wellness Center

The Wellness Center is available to all full-time students and provides basic medical care and health education for students free of cost. More information can be found at the Wellness Center website

Private Doctor Office

Many doctors work in their own medical practices, and most will require payment ahead of treatment, unless proof of medical insurance is provided. You will save money by first seeking care at the Wellness Center before going to a private doctor as there is no cost for an office visit.


Advent Health Centra Care, Guidewell Emergency Doctors, and Walgreens Health Care Clinics are walk-in clinics that provide medical treatment to patients either without primary care doctors or who may be unable to access their doctor for an appointment.  They can treat a variety of ailments and will be less expensive than going to the emergency room for a non-life threatening illness.  They accept many health insurance policies.

Emergency Rooms at Hospitals (ER)

ERs should be used for all life-threatening ailments and severe accidents requiring immediate medical attention. For a medical emergency, call 911 or Campus Security at x2999 for immediate assistance and transport to a hospital. The emergency room is the most expensive of medical providers. Most health insurance policies will cover emergency room care after deductibles are met or an ER copay is met.

The two closest hospitals to Rollins College:

Advent Health - Winter Park Hospital
2100 Glenwood Drive
Winter Park, FL 32792

Advent Health – Downtown
601 East Rollins Street
Orlando, FL 32803