Long Term Disability

Long Term Disability is an insured program underwritten by AIG.


Regular part-time and full-time employees who are scheduled to work more than 1,462 hours per year.


It is the responsibility of the employee to make sure that all physician documentation is provided to the insurance company for coverage.

Level of Coverage:

  • 66 2/3% of base monthly earnings
  • $10,000 monthly maximum

Waiting Period for New Hires: None

Elimination Period: You must be unable to work for a period of 180 days before you are eligible to receive the benefit

Cost: College pays entire cost of the Salary Continuation and the Long Term Disability Plans

Retirement Income Replacement: Should you become disabled and become qualified for the Long Term Disability Benefit, the College will begin contributions of 7% of your LTD benefit into your Pension Plan provided eligibility requirements have been met to enroll in the Pension Plan

See Policy 300.40
For more information on this benefit, please login to your ICUBA Benefits site and visit the Reference Center.