Long Term Disability is an insured program underwritten by Cigna. It is the responsibility of the employee to make sure that all physician documentation is provided to the insurance company for coverage.

Level of Coverage

• 66 2/3% of base monthly earnings
• $10,000 monthly maximum

Waiting Period for New Hires

• None

Elimination Period

• You must be unable to work for a period of 180 days before you are eligible to receive the benefit

• College pays entire cost of the Salary Continuation and the Long Term Disability Plans

• Should you become disabled and become qualified for the Long Term Disability Benefit, the College will begin contributions of 7% of your LTD benefit into your Pension Plan provided eligibility requirements have been met to enroll in the Pension Plan

For more information on this benefit, please visit this insurance vendor’s website by selecting their name from the quick links dropdown or login to your ICUBA Benefits site and visit the Benefits Library or ICUBA News and Information section.